Disclaimer

TFOM ("Tomorrow's Finance, On-chain & Markets") is a personal newsletter written and published by Eduard Spetco. It is provided for general information and educational purposes only.

Not financial advice

Nothing in TFOM — the newsletter, this website, or any linked content — constitutes financial, investment, legal or tax advice, nor a recommendation or solicitation to buy, sell, or hold any security, token, or other asset. Content reflects the author's personal views and research at the time of writing and may be incomplete or become out of date.

Do your own research

Stocks, cryptocurrencies and digital assets are volatile and carry risk of loss, including total loss of capital. You should independently verify any information before acting on it, and consider speaking to a qualified, FCA-authorised financial adviser before making investment decisions.

No guarantee of accuracy

• Market data (including any live price ticker shown on this site) is sourced from third parties and may be delayed, incomplete, or inaccurate.
• Past performance is not a reliable indicator of future results.
• Eduard Spetco and TFOM accept no liability for losses arising from reliance on this content.

Author interests

The author may hold positions in assets discussed in TFOM. Where relevant, this will typically be noted in the newsletter itself.