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Terms of use

Last updated: August 2026

These terms apply to your use of this website (the "Site") and the TFOM newsletter, both published by Eduard Spetco ("we", "us"). By using the Site or reading the newsletter, you accept these terms.

Using the site

The Site is provided free of charge, as-is, for personal, non-commercial use. You may read, share links to, and quote short excerpts of TFOM content with attribution. You may not republish full issues, scrape content at scale, or use the Site or its content to train automated models without prior written permission.

The newsletter

TFOM is distributed via LinkedIn. Subscribing, unsubscribing, and managing how you receive the newsletter is handled through LinkedIn's own platform and is subject to LinkedIn's terms, which we don't control.

Third-party data

This Site displays live market data from third-party providers (such as CoinGecko) for illustrative purposes. We don't control, and aren't responsible for, the accuracy or availability of that data.

Limitation of liability

To the fullest extent permitted by law, we exclude liability for any loss arising from your use of the Site or reliance on its content. See the disclaimer for more on this.

Governing law

These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes

We may update these terms from time to time. Continued use of the Site after changes are posted means you accept the updated terms.

This page is a plain-language template and has not been reviewed by a solicitor. Have it checked before relying on it for a live commercial site.